PRIVACY POLICY

      Your privacy is very important to us. We want to make your experience on
      the Internet as enjoyable and rewarding as possible, and we want you to
      use the Internet's vast array of information, tools, and opportunities
      with complete confidence.

      We have created this Privacy Policy to demonstrate our firm commitment to
      privacy and security. This Privacy Policy describes how our company
      collects information from all end users of our Internet services (the
      "Services")-those who access some of our Services but do not have accounts
      ("Visitors") as well as those who may purchase Products and/or pay a
      monthly service fee to subscribe to the Service ("Members")-what we do
      with the information we collect, and the choices Visitors and Members have
      concerning the collection and use of such information. We request that you
      read this Privacy Policy carefully.

      Personal Information Our Company Collects and How It Is Used

      Introduction.

      Our company collects information in different ways from
      Visitors and Members who access the various parts of our Services and the
      network of Web sites accessible through our Service.

      Registration:  Members may be asked to provide certain personal
      information when they sign up for our Products or Services including name,
      address, telephone number, billing information (such as a credit card
      number), and the type of personal computer being used to access the
      Services. The personal information collected from Members during the
      registration process is used to manage each Member's account (such as for
      billing purposes). This information may be shared with third parties, as
      stated herein, or in special circumstances.

       However, in instances where our company and a partner jointly promote our
      Services, we may provide the partner certain personal information, such as
      the name, address, and username of persons who subscribed to the Services
      as a result of the joint promotion for the purpose of offering you other
      products and services.

      In this instance, personal information may not be used by the partner for
      any other purpose. We may also generate non-identifying and aggregate
      profiles from personal information Members provide during registration
      (such as the total number, but not the names, of Members). As explained in
      more detail below, we may use this aggregated and non-identifying
      information to sell advertisements that appear on the Services.

      Also, with purchases, we supply our member's contact information, to our
      business partners, who then may contact the member by telephone after the
      member purchase. Sales proceeds are collected by the that business partner
      company.  We also may supply other companies with contact information, for
      mail offers we believe would be of interest to our members, with or
      without compensation from those companies.  At times we may send an
      advertisement for a third party product, where we collect the sales
      proceeds, and forward the purchaser's information to that third party.
      Our Company Partners and Sponsors:  Some products and services may be
      offered to Visitors and Members in conjunction with an affiliate,
      independent contractor seller or non-affiliated partner. To provide
      Visitors and Members some of these products and services, the partner may
      need to collect and maintain personal information.  

      Online Shopping:  At some Web sites, you can purchase products and
      services or register to receive materials, such as a newsletter, catalog
      or new product and service updates. In many cases, you may be asked to
      provide contact information, such as your name, address, email address,
      phone number, and credit/debit card information.  

      If you complete an order for someone else, such as an online gift order
      sent directly to a recipient, you may be asked to provide information
      about the recipient, such as the recipient's name, address, and phone
      number. Our company has no control over the third parties' use of any
      personal information you provide when placing such an order. Please
      exercise care when doing so.

      If you order services or products directly from our company, we use the
      personal information you provide to process that order.  We do share this
      information with outside parties that we do business with.

      Online Advertisements:  Our company may display our online advertisements.
      In those cases we share information about our Visitors and Members
      collected through the registration process as well as through online
      surveys and promotions with these advertisers.  

      Additionally, in some instances, we use this information to deliver
      tailored advertisements or joint ventures. For instance, an advertiser or
      joint venture company tells us the audience they want to reach and
      provides us an advertisement tailored to the audience. Based upon the
      information we have collected, we may then display or send the
      advertisement to the intended audience. Our company does share personal
      information about its Visitors or Members with these advertisers or joint
      venture companies.

      Responses to Email Inquiries: When Visitors or Members send email
      inquiries to our company, the return email address is used to answer the
      email inquiry we receive.

      Voluntary Customer Surveys:  We may periodically conduct both business and
      individual customer surveys. We encourage our customers to participate in
      these surveys because they provide us with important information that
      helps us to improve the types of products and services we offer and how we
      provide them to you.

      We may take the information we receive from individuals responding to our
      Customer Surveys and combine (or aggregate) it with the responses of other
      customers we may have, to create broader, generic responses to the survey
      questions (such as gender, age, residence, hobbies, education, employment,
      industry sector, or other demographic information). We then use the
      aggregated information to improve the quality of our services to you, and
      to develop new services and products. This aggregated, non-personally
      identifying information may be shared with third parties.

      Special Cases:  It is our company's policy to use or share the personal
      information about Visitors or Members in ways described herein without
      additional notice or means to opt out or otherwise prohibit such unrelated
      uses.  

      Also, we may disclose personal information about Visitors or Members, or
      information regarding your use of the Services or Web sites accessible
      through our Services, for any reason if, in our sole discretion, we
      believe that it is reasonable to do so, including: credit agencies,
      collection agencies, merchant database agencies, law enforcement, or to
      satisfy laws, such as the Electronic Communications Privacy Act, the Child
      Online Privacy Act, regulations, or governmental or legal requests for
      such information; to disclose information that is necessary to identify,
      contact, or bring legal action against someone who may be violating our
      Acceptable Use Policy or Terms Of Service, or other user policies; to
      operate the Services properly; or to protect our company and our Members.  

      Notice to California Residents – Your California Privacy Rights

      Under California Law SB 27, California residents have the right to
      receive, once a year, information about third parties with whom we have shared information
      about you or your family for their marketing purposes during the previous calendar
      year, and a description of the categories of personal information shared. To make such
      a request, please send an email to Privacy@PrivacyRequest.com  and please include the
      phrase "California Privacy Request" in the subject line, the domain name of the
      Web site you are inquiring about, along with your name, address and email
      address. We will respond to you within thirty days of receiving such a
      request.

      "Cookies" and How Our Company Uses Them. A "cookie" is a small data file
      that can be placed on your hard drive when you visit certain Web sites.
      Our company may use cookies to collect, store, and sometimes track
      information for purposes stated herein as well as for statistical purposes
      to improve the products and services we provide and to manage our
      telecommunications networks.  

      Advertisers and partners may also use their own cookies. We do not control
      use of these cookies and expressly disclaim responsibility for information
      collected through them.

      Our Company Commitment to Children's Privacy. Protecting children's
      privacy is especially important to us. It is our policy to comply with the
      Children's Online Privacy Protection Act of 1998 and all other applicable
      laws. Therefore we restrict our Web site to persons eighteen years or
      older.

      YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU
      ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB
      SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE,
      NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE
      PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

      Public Forums:  Please remember that any information you may disclose in
      any Member Directory, or other public areas of our Web sites or the
      Internet, becomes public information. You should exercise caution when
      deciding to disclose personal information in these public areas.

      Our Company's Commitment to Data Security:  Services and Web sites we
      sponsor have security measures in place to protect the loss, misuse, and
      alteration of the information under our control. While we make every
      effort to ensure the integrity and security of our network and systems, we
      cannot guarantee that our security measures will prevent third-party
      "hackers" from illegally obtaining this information.

      Where to Direct Questions About Our Privacy Policy:  If you have any
      questions about this Privacy Policy or the practices described herein, you
      may contact us through the contact information provided on this Web site.

      Revisions to This Policy: Our company reserves the right to revise, amend,
      or modify this policy, our Terms Of Service agreement, and our other
      policies and agreements at any time and in any manner, by updating this
      posting. Your use of this site after such changes are implemented
      constitutes your acknowledgement and acceptance of these changes. Please
      consult this privacy statement prior to every use for any changes.

      Last updated: June 30, 2006
      Copyright © 2006 Knowledge-Spot.com

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